Attention homeowners: Real estate appraisal services for in Olathe and Johnson County
The top seven reasons Kansas homeowners need Titan Appraisal Service:
We at Titan Appraisal Service understand the particular needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Titan Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in a local area that is declining or is not appreciating as much as other houses nearby. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an expert appraisal from Titan Appraisal Service is your perfect weapon when contesting your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping clients just like you delete unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Titan Appraisal Service can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.