There are lots of reasons people call on Titan Appraisal ServiceTo a lot of us, an appraisal just looks like one more thing in the long list of items for a home sale or refinance. Almost all lenders still call in a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation processes that may seem cheaper than an appraisal. You might assume that obtaining a mortgage is the only reason to acquire an appraisal, but there are more times when the services of a licensed, independent real estate professional might be helpful.
Let Titan Appraisal Service help you appeal your tax assessment in Johnson CountyIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Titan Appraisal Service is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.
Titan Appraisal Service can help you eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that almost all lenders ask buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.
Titan Appraisal Service can produce a statement regarding the value of your home, and the cost of the home valuation can often be regained in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Titan Appraisal ServiceA divorce is a very heartbreaking event for the parties involved, and it is often even more complicated by the burdensome decision of who maintains the property. It's a good idea to get an appraisal from Titan Appraisal Service so both parties are entirely aware of the true market value of their house, regardless of the situation.
The parties will have a a good idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mindThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.
Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.
Titan Appraisal Service can help you with relocating to or from Johnson CountyEmployee relocation can be a more than just an inconvenience, and we understand. We take great care in establishing a convenient appointment time for the appraisal inspection. During our intensive process, we suggest employees that are moving to provide feedback on the positive features of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.
Selling your home quickly at the right priceA professional appraisal can help you make a more informed decision when determining your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't contingent upon the value we come up with, but rather they are calculated on our efforts to finish the appraisal.
We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.